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Utah Code Title 7. Banking Institutions Act В§ 7-24-202. Operational needs for name loans

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Utah Code Title 7. Banking Institutions Act В§ 7-24-202. Operational needs for name loans

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(1) a name lender shall:

(a) post in a conspicuous location on its premises which can be seen by an individual looking for a name loan:

(i) a schedule that is complete of interest or charges charged for a name loan that states the attention and charges:

(A) as dollar quantities; and

(B) as yearly portion prices; and

(ii) a phone number an individual may phone in order to make a grievance to your division regarding a name loan;

(b) come right into a written contract for the name loan containing:

(i) the title of the individual getting the name loan;

(ii) the deal date;

(iii) the amount of the name loan;

(iv) a statement of this total level of any interest or costs that could be charged for the name loan, expressed as:

(A) a buck quantity; and

(B) a percentage that is annual; and

(v)(A) the title and target regarding the designated representative needed to be supplied the division under Subsection 7-24-201(2)(d)(vi); and

(B) a declaration that solution of procedure might be meant to the designated representative;

(c) supply the individual searching for the title loan a copy of this written agreement described in Subsection (1)(b);

(d) ahead of the execution of this name loan:

(i) orally review aided by the individual searching for the title loan the terms associated with the name loan including:

(A) the total amount of any rate of interest or charge, expressed as:

(we) a buck quantity; and

(II) a percentage that is annual; and

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